Living from paycheque to paycheque? Maxed out your plastic? The 2012 Money Saving Tip-of-the-Day desk calendar could be just what the doctor - or the financial planner - ordered. This handy compendium of 366 tips offer a wide variety of changes to your lifestyle. And it all adds up to big savings on the household budget. By living more simply, with fewer expensive 'toys' & habits, we can better get to know the finer things in life. Learn to save for investing in a home, a return to school, a life-changing vacation, a tax free savings or retirement fund. That way, you'll begin building wealth instead of spending it. A small calendar, but a bold step towards better money management.

• 13.7cm x 13.8cm x 4.2cm
• 366 pages